Personal Finance Operator

Your money,
on autopilot

SpendOps doesn't track your finances. It runs them. Bills paid, subscriptions killed, cards optimized. You get one number: what's safe to spend this week.

See Your Number →
Safe to spend
$220
This week, Apr 21 - 27
$220 of $580 remaining 38%

Finance apps give you dashboards.
You need an operator.

You already know you overspend. You don't need another chart to prove it. You need something that actually moves your money, cancels the waste, and tells you the one thing that matters: how much is safe to spend right now.

60%
of Americans feel subscription fatigue but keep paying anyway
78%
are open to AI managing their finances, if it actually does something
$0
is what most people save by staring at budget charts every month

What SpendOps runs for you

Not suggestions. Not alerts. Actual operations on your money.

$

Safe-to-Spend

One number, updated daily. Accounts for upcoming bills, recurring charges, and savings goals. No math required.

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Subscription Kills

Finds subscriptions you forgot about. Cancels the ones bleeding you dry. No awkward phone calls, no hunting for cancel buttons.

Smart Transfers

Moves money between your accounts at the right time. Bills covered before they're due. Savings funded before you spend it.

Bill Autopilot

Pays bills from the right account, at the right time, with the right card. Late fees become a thing you used to worry about.

Card Optimizer

Tells you which card to use for each purchase. 3x points on dining? Use the Sapphire. 5% on groceries? Use the Freedom.

Weekly Briefing

Every Monday: what was spent, what was saved, what's ahead. No dashboards to check. It comes to you.

Tracking vs. Operating

Capability Finance Apps SpendOps
Subscriptions Shows you a list Cancels the waste
Bills Sends reminders Pays them for you
Savings Sets a goal Moves the money
Credit cards Tracks balances Picks the best card per purchase
Spending Categorizes transactions Tells you what's safe to spend

Stop managing your money.
Let it manage itself.

SpendOps is the finance operator you've been doing manually. Every week, every bill, every card decision, handled.

Try the Demo →